Ayala Corporation Investor Presentation September 2023

Ayala Corporation's September 2023 investor presentation highlights strong financial performance including 10.2% loan growth, improved ROE to 15.5%, and steady 1.88% NPL ratio across its banking division. The conglomerate demonstrates growth momentum in core business units including healthcare (21% revenue growth), logistics, real estate, and power generation (21% output growth), while executing portfolio rationalization to redeploy capital toward higher-return assets. Emerging units such as digital services and the KMD superapp continue scaling with significant user and revenue growth.