Banco Latinoamericano de Comercio Exterior Investor Presentation — February 2022

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1Banco Latinoamericano de Comercio Exterior, S.A.

4Q21 Earnings Presentation

2This presentation contains forward -looking statements ofexpected future developments within the meaning ofthe Private

Securities Litigation Reform Actof1995 and Section 21EoftheSecurities Exchange Actof1934 .Forward -looking statements can

beidentified bywords such as:“anticipate”, “intend”, “plan”,“goal”,“seek”,“believe”, “project”, “estimate”, “expect”, “strategy”,

“future”, “likely”,“may”,“should”, “will” and similar references tofuture periods .The forward -looking statements inthis

presentation include theBank’s financial position, asset quality and profitability, among others .These forward -looking statements

reflect theexpectations oftheBank’s management and arebased oncurrently available data ;however, actual performance and

results aresubject tofuture events and uncertainties, which could materially impact theBank’s expectations .Among thefactors

that can cause actual performance and results todiffer materially are asfollows :the coronavirus (COVID -19)pandemic and

government actions intended tolimit itsspread ;theanticipated changes intheBank’s credit portfolio ;thecontinuation ofthe

Bank’s preferred creditor status ;theimpact ofincreasing/decreasing interest rates and ofthemacroeconomic environment inthe

Region ontheBank’s financial condition ;theexecution oftheBank’s strategies and initiatives, including itsrevenue diversification

strategy ;theadequacy oftheBank’s allowance forexpected credit losses ;theneed foradditional allowance forexpected credit