The Bancorp Investor Presentation — January 2022

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JANUARY 27th2022THE BANCORP

INVESTOR PRESENTATION2

DISCLOSURESDISCLOSURES

Statements in this presentation regarding The

Bancorp, Inc.’s (“The Bancorp”) business that are not

historical facts or concern our earnings guidance or

2025 plan are “forward -looking statements”. These

statements may be identified by the use of forward -

looking terminology, including the words “may,”

“believe,” “will,” “expect,” “anticipate,” “estimate,”

“intend,” “plan," or similar words, and are based on

current expectations about important economic,

political, and technological factors, among others, and

are subject to risks and uncertainties, which could

cause the actual results, events or achievements to differ materially from those set forth in or implied by

the forward -looking statements and related

assumptions. These risks and uncertainties include

those relating to the on -going COVID -19 pandemic,

the impact it will have on the company’s business and

the industry as a whole, and the resulting

governmental and societal responses. 2022 guidance

and long -term financial targets in this presentation

assume achievement of management’s credit

roadmap growth goals as described herein and other

growth goals. If such assumptions are not met,

guidance and long -term financial targets might not be

reached. For further discussion of these risks and

uncertainties, see the “risk factors” sections contained,

in The Bancorp’s Annual Report on Form 10 -K for the

year ended December 31, 2020 and in its other public filings with the SEC. In addition, these forward- looking

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