Barclays Investor Presentation — September 2021

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FORWARD LOOKING STATEMENTS

CERTAIN STATEMENTS INTHIS RELEASE ORPRESENTATION, OTHER THAN PURELY HISTORICAL INFORMATION, INCLUDING ESTIMATES, PROJECTIONS, STATEMENTS RELATING TOOUR BUSINESS

PLANS, OBJECTIVES, AND EXPECTED OPERATING RESULTS, AND THE ASSUMPTIONS UPON WHICH THOSE STATEMENTS ARE BASED, ARE “FORWARD -LOOKING STATEMENTS” WITHIN THE MEANING

OFTHE PRIVATE SECURITIES LITIGATION REFORM ACT OF1995 ,SECTION 27AOFTHE SECURITIES ACT OF1933 AND SECTION 21EOFTHE SECURITIES EXCHANGE ACT OF1934 .THESE FORWARD -

LOOKING STATEMENTS GENERALLY ARE IDENTIFIED BYTHE WORDS “BELIEVE,” “PROJECT,” “EXPECT,” “ANTICIPATE,” “ESTIMATE,” “INTEND,” “STRATEGY,” “FUTURE,” “OPPORTUNITY,” “PLAN,” “MAY,”

“SHOULD,” “WILL,” “WOULD,” “WILL BE,” “WILL CONTINUE,” “WILL LIKELY RESULT,” AND SIMILAR EXPRESSIONS .FORWARD -LOOKING STATEMENTS ARE BASED ONCURRENT EXPECTATIONS AND

ASSUMPTIONS, WHICH ARE SUBJECT TORISKS AND UNCERTAINTIES THAT MAY CAUSE RESULTS TODIFFER MATERIALLY FROM THOSE EXPRESSED ORIMPLIED INTHE FORWARD -LOOKING

STATEMENTS .WE UNDERTAKE NOOBLIGATION TOUPDATE ORREVISE PUBLICLY ANY FORWARD -LOOKING STATEMENTS, WHETHER BECAUSE OFNEW INFORMATION, FUTURE EVENTS OR

OTHERWISE, EXCEPT TOTHE EXTENT REQUIRED BYLAW .

RISKS AND UNCERTAINTIES TOWHICH OUR FORWARD -LOOKING STATEMENTS ARE SUBJECT INCLUDE, WITHOUT LIMITATION :(1)THE ABILITY TOSUCCESSFULLY MANAGE GLOBAL FINANCIAL RISKS,

INCLUDING FOREIGN CURRENCY FLUCTUATIONS, CURRENCY EXCHANGE ORPRICING CONTROLS AND LOCALIZED VOLATILITY ;(2)THE ABILITY TOSUCCESSFULLY MANAGE LOCAL, REGIONAL OR

GLOBAL ECONOMIC VOLATILITY, INCLUDING REDUCED MARKET GROWTH RATES, AND TOGENERATE SUFFICIENT INCOME AND CASH FLOW TOALLOW THE COMPANY TOAFFECT THE EXPECTED

SHARE REPURCHASES AND DIVIDEND PAYMENTS ;(3)THE ABILITY TOMANAGE DISRUPTIONS INCREDIT MARKETS ORTOOUR BANKING PARTNERS ORCHANGES TOOUR CREDIT RATING ;(4)THE