Cembra Investor Presentation September 2024

Cembra presented H1 2024 results showing 4% net income growth and 6% net revenue increase, driven by repricing and selective expansion. The company successfully deployed its new banking platform for auto financing with enhanced automation and confirmed mid-term targets including a sub-39% cost/income ratio by 2026. Well-diversified funding and continued dividend growth position the Swiss financing leader for sustained performance.