Crédit Agricole S.A. Investor Presentation — March 2018

Document content

2018 FIRST -QUARTER RESULTS

2018 FIRST -QUARTER RESULTSNOTE

Agricole S.A. and their

subsidiaries. This is

consolidation that has

been privileged by the

competent authorities

to assess the Group’s

situation, notably in

the 2016 Stress test

Crédit Agricole S.A.

is the listed entity. It

(French retail banking,

International retail

gathering, Specialised

financial services and

Large Customers).DISCLAIMER

Financial information on Crédit Agricole S.A. and Crédit Agricole Group for the first quarter 2018 comprises this presentatio n and the attached press release

and financial report which are available on the website https://www.credit -agricole.com/en/finance/finance/financial -publication s.

This presentation may include prospective information on the Group, supplied as information on trends. This data does not rep resent forecasts within the meaning of

European Regulation 809/2004 of 29 April 2004 (chapter 1, article 2, §10).

This information was developed from scenarios based on a number of economic assumptions for a given competitive and regulator y environment. Therefore, these

assumptions are by nature subject to random factors that could cause actual results to differ from projections.

Likewise, the financial statements are based on estimates, particularly in calculating market value and asset impairment.

Readers must take all these risk factors and uncertainties into consideration before making their own judgement.

The figures presented for the three -month period ending 31 March 2018 have been prepared in accordance with IFRS as adopted in t he European Union and applicable at