Evertec Investor Presentation — October 2020

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Investor Presentation

Forward -looking Statements

Certain statements inthis presentation constitute “forward -looking statements” within themeaning of,and subject totheprotection of,thePrivate Securities Litigation

Reform Actof1995 .Such forward -looking statements involve known and unknown risks, uncertainties, and other factors that may cause theactual results, performance

orachievements ofEVERTEC tobematerially different from any future results, performance orachievements expressed orimplied bysuch forward -looking statements .

Statements preceded by,followed by,orthat otherwise include the words “believes,” “expects,” “anticipates,” “intends,” “projects,” “estimates,” and “plans” and

similar expressions offuture orconditional verbs such as“will,” “should,” “would,” “may,” and “could” aregenerally forward -looking innature and nothistorical facts .

Any statements that refer toexpectations orother characterizations offuture events, circumstances orresults areforward -looking statements .Various factors that

could cause actual future results and other future events todiffer materially from those estimated bymanagement include, butarenotlimited to:ourreliance onour

relationship with Popular forasignificant portion ofrevenue and togrow ourmerchant acquiring business ;ourability torenew ourclient contracts onterms favorable

tous,including ourMaster Services Agreement (MSA) with Popular, and any significant concessions wemay have togrant toPopular with respect topricing orother

keyterms inanticipation ofthenegotiation oftheextension oftheMSA, both inrespect ofthecurrent term and any extension oftheMSA ;apotential government

shutdown ;acontinuation oftheGovernment ofPuerto Rico’s fiscal crisis ;theeffectiveness ofour risk management procedures ;our dependence onour processing

systems, technology infrastructure, security systems and fraudulent -payment -detection systems, and therisk that our systems may experience breakdowns orfailto