goeasy Q2 2023 Earnings Presentation

goeasy reported record loan originations of $667M and record adjusted net income of $56.0M in Q2 2023. The non-prime lender achieved strong origination growth driven by record application volumes and expanded customer acquisition, while maintaining stable credit metrics with a net charge-off rate of 9.1%. Operating leverage improved significantly with the efficiency ratio declining 300 basis points year-over-year.