Hanmi Financial Corporation Investor Presentation — July 2022

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2Q22 Earnings Supplemental Presentation

Hanmi Financial Corporation (the “Company”) cautions investors that anystatements contained herein that arenothistorical facts are

forward -looking statements within themeaning ofthe“safe harbor” provisions ofthePrivate Securities Litigation Reform Actof1995 ,

including, butnotlimited to,those statements regarding operating and financial performance, financial position and liquidity, business

strategies, regulatory, economic andcompetitive outlook, investment andexpenditure plans, capital andfinancing needs andavailability,

litigation, plans andobjectives, merger orsale activity, theeffects ofCOVID -19onourbusiness, financial condition andresults ofoperations,

andallother forecasts andstatements ofexpectation orassumption underlying anyoftheforegoing .These statements involve known and

unknown risks anduncertainties thataredifficult topredict .Investors should notrelyonanyforward -looking statement andshould consider

risks, such aschanges ingovernmental policy, legislation and regulations, economic uncertainty, inflation, thecontinuing impact ofthe

COVID -19pandemic onourbusiness andresults ofoperations, fluctuations ininterest rateandcredit risk, competitive pressures, theability

tosucceed innew markets, balance sheet management, theability toidentify andremediate anymaterial weakness ininternal controls over

financial reporting, andother operational factors .

Forward -looking statements arebased upon thegood faith beliefs andexpectations ofmanagement asofthisdate only andarefurther

subject toadditional risks anduncertainties, including, butnotlimited to,theriskfactors setforth inourearnings release dated July26,2022 ,