Investec Investor Presentation — May 2020

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21 May 2020Year End Results Presentation▪Please note that matters discussed in today's presentation may contain forward looking statements which are subject to variou s risks and uncertainties and other factors

including, but not limited to:

❑changes in the political and/or economic environment that would materially affect the Investec group

❑changes in the economic environment caused by Covid -19, the resulting lockdowns and government programmes aimed to stimulate the economy

❑changes in legislation or regulation impacting the Investec group’s operations or its accounting policies

❑changes in business conditions that will have a significant impact on the Investec group’s operations

❑changes in exchange rates and/or tax rates from the prevailing rates at 31 March 2020

❑changes in the structure of the markets, client demand or the competitive environment

▪A number of these factors are beyond the Investec group’s control

▪These factors may cause the Investec group’s actual future results, performance or achievements in markets in which it operat es to differ from those expressed or implied

▪Any forward looking statements made are based on knowledge of the group at 20 May 2020

▪Unless otherwise stated, all information in this presentation has been prepared on a statutory basis

2Proviso1.Overview –Fani Titi, Joint Group Chief Executive Officer

2.Financial Review –Nishlan Samujh, Group Finance Director

3.Investec post demerger –Fani Titi

31.Overview –Fani Titi, Chief ExecutiveAgenda4“The system delivers these events with regularity.

The problem we have today is that these events

are delivered so much faster.”

Nassim Nicholas Taleb , “Black Swan” author, on the advent and spread of Coronavirus.5COVID -19 Response

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