Investec Investor Presentation — May 2022

Document content

19 MAY 2022 2Agenda

Group Chief Executive02

Group Finance Director01

Group Chief Executive3•Please note that matters discussed in today's presentation may contain forward looking statements which are subject to various risks and

uncertainties and other factors including, but not limited to:

ochanges in the political and/or economic environment that would materially affect the Investec group

ochanges in the economic environment caused by COVID -19, the resulting lockdowns and government programmes aimed to stimulate the

ochanges in the global economy and financial markets from the likely impacts of the Russian invasion of Ukraine

ochanges in legislation or regulation impacting the Investec group’s operations or its accounting policies

ochanges in business conditions that will have a significant impact on the Investec group’s operations

ochanges in exchange rates and/or tax rates from the prevailing rates at31 March 2022

ochanges in the structure of the markets, client demand or the competitive environment

•A number of these factors are beyond the Investec group’s control

•These factors may cause the Investec group’s actual future results, performance or achievements in markets in which it operates to differ from

those expressed or implied

•Anyforward looking statements made are based on knowledge of the group at18 May 2022

•These forward looking statements represent a profit forecast under the Listing Rules.

•The financial information on which the Profit Forecasts are based is the responsibility of the Directors of the Group and has not been reviewed

and reported on by the Group's auditors

•Unless otherwise stated, all information in this presentation has been prepared on a statutory basisProviso4“A pessimist sees the difficulty in every opportunity; an