NCR Atleos Investor Presentation — August 2024

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Tim Oliver , President & Chief Executive Officer

Paul Campbell , Chief Financial Officer

Stuart Mackinnon , Chief Operating Officer

1Wednesday, August 14th, 2024FORWARD -LOOKING STATEMENTS

NCR Atleos Confidential 2NCR Atleos Corporation (“NCR Atleos,” “Atleos” or the “Company”) cautions that comments made during this presentation and in these materials contain "forward -looking statements" within the meaning of

Section 27A of the Securities Act of 1933 , as amended, and Section 21E of the Securities Exchange Act of 1934 , as amended, pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of

1995 (the “Act”) . Forward -looking statements use words such as “estimate,” “expect,” “target,” “anticipate,” “outlook,” “intend,” “plan,” “confident,” “believe,” “will,” “would,” “potential,” “positioned,” “may,”

and words of similar meaning, as well as other words or expressions referencing future events, conditions or circumstances . We intend for these forward -looking statements to be covered by the safe harbor

provisions for forward -looking statements contained in the Act. Statements that describe or relate to the Company's plans, targets, goals, intentions, strategies, or financial outlook, and statements that do not

relate to historical or current fact, are examples of forward -looking statements . Examples of forward -looking statements in these materials include, without limitation, statements regarding the future commercial

or financial performance of the Company following the separation from NCR Voyix Corporation (“Voyix ” or “NCR Voyix ”), and value creation and ability to innovate and drive growth generally as a result of such

transaction ; the expected financial performance of the Company for 2024; the Company's net leverage ratio targets for year -end 2024 and long- term; our expected areas of focus and strategy to drive growth and

profitability and create long- term stockholder value, including key performance indicator targets and expectations for 2024; the Company's focus on advancing strategic growth initiatives and transforming the

Company into a software- led ATM as a service company with a higher mix of recurring revenue streams, including the Company's focus on driving efficiencies and standardizing cloud -native service offerings ;

statements regarding redeployment priorities, and future capital allocation priorities and our expected free cash flow for 2024; and our expectations of NCR Atleos' ability to deliver increased value to customers

Forward -looking statements are based on our current beliefs, expectations and assumptions, which may not prove to be accurate, and involve a number of known and unknown risks and uncertainties, many of