NCR Corporation Investor Presentation — December 2020

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December 3, 2020NCR Corporation

1N O N -G A A P D I L U T E D E P SNotes to Investors

FORWARD -LOOKING STATEMENTS .Comments made during thispresentation andinthese materials co ntain forward -looking statements within themeaning ofSection 27AoftheSecurities Actof1933,as

amended, andSection 21EoftheSecurities Exchange Actof1934 ,asamend ed, pursuant tothesafeharbor provisions ofthePrivate Securities Litigation Reform Actof1955 (the“Act”) including statements thatcontain the

words “expect,” “intend,” “plan,” “believe,” “will,” “should,” “would,” “could,” “may,” “ought,” “objective,” and words ofsimilar meaning, aswell asother words orexpressions referencing future ev ents, co nditions or

circumstances .Weintend these forward -looking statements tobecovered bythesafe harbor provisions forforward -looking statements contained intheAct.Statements thatdescribe orrelate toNCR's plans, goals,

intentions, strategies, orfinancial outlook, andstatements thatdonotrelate tohistorical orcurrent fact, areexamples offorward -looking statements .Examples offorward -looking statements inthese materials include,

without limitation, statements about NCR's expected areas offocus andstrategy todrive growth andcreate long-term stockholder value, including, but,notlimited to,theCompany’s 80/60/20strategy andaccelerating NCR

asaService ;NCR’s expectations forfinancial performance through 2024 ;expectations foraccelerating recurring revenue ;statements regarding theCo mpany’s Q42020 financial performance andtheComp any’s estimated

2020 fullyear revenue ;performance inthemarket andversus competitors ;market share andgrowth ;product introductions andcomp etitive adv antag es ;winning inthemarket ;platform return oninvestment ;NCR's co st

reduction actions andtheir expected benefits in2020 andbeyond ;NCR’s financial objectives andexp ected imp acts (head winds andtailwinds) through 2024;andNCR’s expected cash flo w generation, redeployment and