Paymentus Holdings Investor Presentation — August 2024

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EARNINGS CONFERENCE CALLAugust 8, 2024

President & CEOSANJAY KALRA

CFODISCLAIMEREARNINGS REPORT

This presentation and the accompanying webcast contain forward -looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 . All such

statements, other than statements of historical facts, are forward -looking statements . Generally, you can identify forward -looking statements by terms such as “may,” “will,”

“should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential” or “continue” or the negative

of these terms or other similar expressions . Forward -looking statements contained in this presentation and the webcast include, but are not limited to, statements about our

bookings and backlog, seasonality, hiring plans, investments, our ability to continue to expand our market share or expand into new markets and verticals, the impact of

inflation and our ability to address such impacts, our ability to manage expenses, our ability to timely implement new clients, and our quarterly and full year 2024 financial

guidance . Forward -looking statements are subject to known and unknown risks, uncertainties, assumptions and other factors . Some of these risks are described in greater

detail under the captions “Special Note Regarding Forward -Looking Statements” and “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31,

2023 filed with the Securities and Exchange Commission (the “SEC”) on March 5, 2024 , and in our other filings with the SEC. It is not possible for our management to

predict all risks, nor can we assess the impact of all factors on our business or the extent to which any factor, or combination of factors, may cause actual results to differ

materially from those contained in any forward -looking statements we may make . These factors may cause our actual results, performance or achievements to differ

materially and adversely from those anticipated or implied by our forward -looking statements . Furthermore, our forward -looking statements may prove to be materially

inaccurate . In light of the significant uncertainties in these forward -looking statements, you should not place undue reliance on them or regard them as a representation or

warranty by us or any other person that we will achieve our objectives and plans in any specified time frame, or at all. We undertake no obligation to update any forward -

looking statements, whether as a result of new information, future events or otherwise, except as required by law.