SBI Cards Q3 FY22 Investor Presentation January 2022

SBI Cards reports Q3 FY22 results with PAT of ₹386 Cr (84% YoY growth), driven by robust spends growth of 47% YoY to ₹55,300 Cr and expanding card portfolio. Asset quality improved significantly with GNPA at 2.40% and NNPA at 0.83%, while capital adequacy ratio remained healthy at 24.2%.