First Bancshares FBMS Investor Presentation July 2024

The First Bancshares, Inc. is a regional bank holding company headquartered in Hattiesburg, Mississippi, operating as the 5th largest bank headquartered in the state with $8.0 billion in total assets. The company operates The First Bank across Mississippi, Louisiana, Alabama, Florida, and Georgia, with 23,000 average deposit size. This July 2024 presentation provides financial updates including capital ratios, deposit costs, and operating metrics.