The Hartford Financial Services Group Investor Presentation — February 2022

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The Hartford Financial Services Group, Inc.

THE HARTFORD’S FOURTH QUARTER AND FULL YEAR 2021

FINANCIAL RESULTS AND 2022 KEY BUSINESS METRIC OUTLOOK© 2022 by The Hartford. Classification: Company Confidential. No part of this document may be reproduced, published, or used without the permission of The Hartford.Safe harbor statement

Certain statements made in this presentation should be considered forward -looking statements as defined in the

Private Securities Litigation Reform Act of 1995. These include statements about The Hartford’s future results of

operations. We caution investors that these forward -looking statements are not guarantees of future

performance, and actual results may differ materially. Investors should consider the important risks and

uncertainties that may cause actual results to differ, including those discussed in The Hartford’s news release

issued on February 3, 202 2, The Hartford's Quarterly Reports on Form 10 -Q, The Hartford’s 2020 Annual Report

on Form 10 -K, and other filings we make with the U.S. Securities and Exchange Commission. We assume no

obligation to update this presentation, which speaks as of today’s date.

The discussion in this presentation of The Hartford’s financial performance includes financial measures that are

not derived from generally accepted accounting principles (GAAP). Information regarding these non -GAAP

financial measures, including reconciliations to the most directly comparable GAAP financial measures, is