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4Q21 CORE EARNINGS1OF $697 MILLION, EPS1,2OF $2.02, ROE1,3OF 12.7% The Hartford Financial Services Group, Inc. | July 28, 2022 The Hartford’s Second Quarter 2022 Financial Results
4Q21 CORE EARNINGS1OF $697 MILLION, EPS1,2OF $2.02, ROE1,3OF 12.7%
The Hartford Financial Services Group, Inc. | July 28, 2022 The Hartford’s Second Quarter 2022 Financial Results 4Q21 CORE EARNINGS1OF $697 MILLION, EPS1,2OF $2.02, ROE1,3OF 12.7%
4Q21 CORE EARNINGS1OF $697 MILLION, EPS1,2OF $2.02, ROE1,3OF 12.7%
Certain statements made in this presentation should be considered forward -looking statements as defined in the Private Securitie s Litigation Reform Act of 1995. These include
statements about The Hartford’s future results of operations. We caution investors that these forward -looking statements are not guarantees of future performance, and actual
results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ, including those discussed in The Hartford’s
news release issued on July 28, 2022, The Hartford's Quarterly Reports on Form 10 -Q, The Hartford’s 2021 Annual Report on Form 1 0-K, and other filings we make with the
U.S. Securities and Exchange Commission. We assume no obligation to update this presentation, which speaks as of today’s date .
The discussion in this presentation of The Hartford’s financial performance includes financial measures that are not derived from generally accepted accounting principles
(GAAP). Information regarding these non -GAAP financial measures, including reconciliations to the most dire ctly comparable GAAP financial measures, is provided in the
appendix to this presentation, the news release issued on July 28, 2022 and The Hartford’s Investor Financial Supplement for sec ond quarter 2022 which is available at the
Investor Relations section of The Hartford’s website at https://ir.thehartford.com .
From time to time, The Hartford may use its website and/or social media outlets, such as Twitter and Facebook, to disseminate material company information. Financial and
other important information regarding The Hartford is routinely accessible through and posted on our website at https://ir.thehartford.com . In addition, you may automatically
receive email alerts and other information about The Hartford when you enroll your email address by visiting the “Email Alert s” section at https://ir.thehartford.com .SAFE HARBOR STATEMENT
2 4Q21 CORE EARNINGS1OF $697 MILLION, EPS1,2OF $2.02, ROE1,3OF 12.7%
Diversified insurer with core strengths and market leadership
Earnings Contribution
Across Our Segments1Hartford Funds & OtherGroup Benefits
Commercial LinesPersonal Lines
Unique portfolio of complementary underwriting businesses all contributing to our success.
Market leader in desirable segments with high
return characteristics
Delivering consistently strong results across
diversified businesses with significant
contribution from investment portfolio
Leveraging core strengths of underwriting
excellence, risk management, claims, products
Investing in differentiating capabilities to
strengthen competitive advantage and grow
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