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Copyright © 2021 by The Hartford. All rights reserved. No part of this document may be reproduced, published or posted without the permission of The Hartford1THE HARTFORD’S THIRD QUARTER FINANCIAL RESULTSThe Hartford Financial Services Group, Inc. October 28, 2021
Copyright © 2021 by The Hartford. All rights reserved. No part of this document may be reproduced, published or posted without the permission of The Hartford1THE HARTFORD’S THIRD QUARTER FINANCIAL RESULTSThe Hartford Financial Services Group, Inc.
October 28, 2021 Copyright © 2021 by The Hartford. All rights reserved. No part of this document may be reproduced, published or posted without the permission of The Hartford2Safe harbor statement
Certain statements made in this presentation should be considered forward-looking statements as defined in the
Private Securities Litigation Reform Act of 1995. These include statements about The Hartford’s future results of
operations. We caution investors that these forward-looking statements are not guarantees of future performance,
and actual results may differ materially. Investors should consider the important risks and uncertainties that may
cause actual results to differ, including those discussed in The Hartford’s news release issued on October 28, 2021,
The Hartford's Quarterly Reports on Form 10-Q, The Hartford’s 2020 Annual Report on Form 10-K, and other filings
we make with the U.S. Securities and Exchange Commission. We assume no obligation to update this
presentation, which speaks as of today’s date.
The discussion in this presentation of The Hartford’s financial performance includes financial measures that are not
derived from generally accepted accounting principles (GAAP). Information regarding these non-GAAP financial
measures, including reconciliations to the most directly comparable GAAP financial measures, is provided in the
news release issued on October 28, 2021 and The Hartford’s Investor Financial Supplement for third quarter 2021
which is available at the Investor Relations section of The Hartford’s website at https://ir.thehartford.com .
From time to time, The Hartford may use its website and/or social media outlets, such as Twitter and Facebook, to
disseminate material company information. Financial and other important information regarding The Hartford is
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visiting the “Email Alerts” section at https://ir.thehartford.com . Copyright © 2021 by The Hartford. All rights reserved. No part of this document may be reproduced, published or posted without the permission of The Hartford 3Growth
P&C top line net written premium growth of 11% including 15% in
Expansion of P&C underlying underwriting result1was driven by a 5.0 point
improvement in Commercial Lines ex COVID-19
Group Benefits core earnings margin1was 1.2% which included 11.4 points
of COVID-19 related impacts, including 10.6 points of excess mortality
Proactive capital management
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