University Bancorp UNIB Investor Presentation December 2021

University Bancorp, Inc. (UNIB) is an Ann Arbor-based community bank holding company with $484 million in assets and operates a diversified business model combining traditional community banking with substantial mortgage loan subservicing and origination operations. The company services over $38 billion in mortgage loans and originated $2.08 billion in mortgages during 2021, with a focus on sustainable, profitable retail mortgage operations centered on purchase, new construction, and renovation transactions.