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Format: PDF investor_presentation
Yiren Digital investor presentation dated July 2019.
Investor Presentation
July 2019This material contains forward -looking statements .These statements constitute “forward -looking” statements within themeaning ofSection 21Eof
theSecurities Exchange Actof1934 ,asamended, andasdefined intheU.S.Private Securities Litigation Reform Actof1995 .These forward -
looking statements canbeidentified byterminology such as“will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,”
“target,” “confident” andsimilar statements .
Such statements arebased upon management’s current expectations and current market and operating conditions, andrelate toevents that
involve known orunknown risks, uncertainties andother factors, allofwhich aredifficult topredict andmany ofwhich arebeyond Yirendai’s control .
Forward -looking statements involve risks, uncertainties andother factors thatcould cause actual results todiffer materially from those contained in
anysuch statements .
Potential risks anduncertainties include, butarenotlimited to,uncertainties astoYirendai’s ability toattract andretain borrowers andinvestors on
itsmarketplace, itsability tointroduce new loan products and platform enhancements, itsability tocompete effectively, PRC regulations and
policies relating tothepeer-to-peer lending service industry inChina, general economic conditions inChina, andYirendai’s ability tomeet the
standards necessary tomaintain listing ofitsADSs ontheNYSE orother stock exchange, including itsability tocure anynon-compliance withthe
NYSE’s continued listing criteria .
Further information regarding these andother risks, uncertainties orfactors isincluded inYirendai’s filings with theU.S.Securities andExchange
Commission .Allinformation provided inthismaterial isasofthedate ofthismaterial, andYirendai does notundertake anyobligation toupdate any
forward -looking statement asaresult ofnew information, future events orotherwise, except asrequired under applicable law.Safe Harbor Statement
July 2019Yiren Digital Overview 1
Business Highlights 2
Key Financial Highlights 3The New Yirendai (Yiren Digital)
Leading digital financial services platform in China
Yiren Credit –Full spectrum of credit products with online/offline customer
Yiren Wealth –One stop asset allocation -based online wealth management
service for Mass Affluent Investors
Strong synergies between credit & wealth business to drive next phase
Unified business for Online Lending Registration
Enhanced management team with deep experiencesStrategic
Digital Personal Financial Service
Long Term Value Transaction BasedPositioning
CapitalOnline P2P Lending
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