Loading viewer...
investor_presentation
Format: PDF investor_presentation
Fourth Quarter & Full Year 2019 Analyst Conference Call January 30, 2020
Fourth Quarter & Full Year 2019
Analyst Conference Call
January 30, 2020Forward -Looking Statements
2The information included in this presentation and the accompanying comments from management contains forward -looking statements within the
meaning of the Private Securities Litigation Reform Act of 1995. Such statements include management's projected full year 202 0 home closings, home
closing revenue, home closing gross margin and tax rate, as well as expectations regarding new community openings, the U.S. e conomy and housing
Such statements are based on the current beliefs and expectations of Company management, and current market conditions, which are subject to
significant uncertainties and fluctuations. Actual results may differ from those set forth in the forward -looking statements. Th e Company makes no
commitment, and disclaims any duty, to update or revise any forward -looking statements to reflect future events or changes in th ese expectations,
except as required by law. Meritage's business is subject to a number of risks and uncertainties. As a result of those risks anduncertainties, the
Company's stock and note prices may fluctuate dramatically. These risks and uncertainties include, but are not limited to, th e following: changes in
interest rates and the availability and pricing of residential mortgages; legislation related to tariffs; the availability an d cost of finished lots and
undeveloped land; shortages in the availability and cost of labor; the success of strategic initiatives; the ability of our p otential buyers to sell their
existing homes; inflation in the cost of materials used to develop communities and construct homes; the adverse effect of slo w absorption rates;
impairments of our real estate inventory; cancellation rates; competition; changes in tax laws that adversely impact us or ou r homebuyers; a change to
the feasibility of projects under option or contract that could result in the write -down or write -off of earnest or option depos its; our potential exposure to
and impacts from natural disasters or severe weather conditions; home warranty and construction defect claims; failures in he alth and safety
performance; our success in prevailing on contested tax positions; our ability to obtain performance and surety bonds in conn ection with our
development work; the loss of key personnel; failure to comply with laws and regulations; our limited geographic diversificat ion; fluctuations in quarterly
operating results; our level of indebtedness; our ability to obtain financing if our credit ratings are downgraded; our abili ty to successfully integrate
acquired companies and achieve anticipated benefits from these acquisitions; our compliance with government regulations, the effect of legislative and
other governmental actions, orders, policies or initiatives that impact housing, labor availability, construction, mortgage a vailability, our access to
Preview truncated — download the full document for the complete content.
investor_presentation
4 Pages
investor_presentation
33 Pages
Alexander Baldwin
Oportun Financial Investor Presentation — August 2021
investor_presentationinvestor_presentation
34 Pages
Oportun Financial Corporation