Genworth Financial Investor Presentation — August 2021

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Earnings Summary August 4, 2021 Second Quarter 20211 Genworth 2Q21 Earnings Presentation – August 4, 2021This presentation contains certain “forward-looking statem ents” within the meaning of the United States Private Securities Litigation Reform Act of 1995.

Forward-looking statements may be identified by words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “will” or words of

similar meaning & include, but are not limited to, sta tements regarding the outlook for future business and fi nancial performance of Genworth Financial, Inc.

(Genworth) and its consolidated subsidiaries , a potentia l minority IPO of Enact Holdings, Inc. (Enact Holdings), future reductions of debt, potential dividends or

share repurchases, and future strategic investments. Forwar d-looking statements are based on management’s current ex pectations and assumptions, which are

subject to inherent uncertainties, risks and changes in circum stances that are difficult to predict. Actual outcomes an d results may differ materially due to global

political, economic, business, competitive, market, regulato ry and other factors and risks, including those discussed at th e end of this presentation, as well as in

the risk factor section of Genworth’s Annual Report on Fo rm 10-K, filed with the United States Securities and E xchange Commission (SEC) on February 26,

2021. Genworth undertakes no obligation to publicly up date any forward-looking statement, whether as a result of new information, future developments or

otherwise. For information regarding forward-looking statements, see the Appendix.

Non-GAAP 1And Other Items

All financial results are as of June 30, 2021 unless other wise noted. For additional information, please see Gen worth’s second quarter 2021 earnings release

and financial supplement posted at genworth.com. For important information regarding the use of non-G AAP and selected operating performance measures, see the Appendix.

Unless otherwise noted, all references in this presentatio n to net income (loss), net income (loss) per share, adjust ed operating income (loss) and adjusted

operating income (loss) per share should be read as net i ncome (loss) available to Genworth’s common stockholders, net income (loss) available to Genworth’s

common stockholders per diluted share, adjusted operating income (loss) available to Genworth’s common stockholders and adjusted operating income (loss)

available to Genworth’s common stockholders per diluted sha re, respectively .Cautionary Note Regarding Forward-Looking Statements

1 U.S. Generally Accepted Accounting Principles Key Themes For The 2 nd Quarter Of 2021