Genworth Financial Investor Presentation — February 2021

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February 17, 2021Fourth Quarter 20201 Genworth 4Q20 Earnings Presentation –February 17, 2021This presentation contains certain “forward- looking statements” within the meaning of the United States Private Securities Litigation Reform Act of 1995.

Forward- looking statements may be identified by words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “will” or words of

similar meaning & include, but are not limited to, statements regarding the outlook for future business and financial perform ance of Genworth Financial, Inc.

(Genworth) and its consolidated subsidiaries. Forward- looking statements are based on management’s current expectations and ass umptions, which are

subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. Actual outcomes and res ults may differ materially due to global

political, economic, business, competitive, market, regulatory and other factors and risks, including those discussed at the endof this presentation, as well as in

the risk factor section of Genworth’s Annual Report on Form 10- K, filed with the United States Securities and Exchange Commission (SEC) on February 27,

2020, and as updated in its Quarterly Reports on Form 10- Q filed with the SEC on May 6, 2020, August 5, 2020 and November 5, 2020. Genworth undertakes

no obligation to publicly update any forward- looking statement, whether as a result of new information, future developments or otherwise. For information

regarding forward- looking statements, see the Appendix.

Non-GAAP1And Other Items

All financial results are as of December 31, 2020 unless otherwise noted. For additional information, please see Genworth’s f ourth quarter 2020 earnings release

and financial supplement posted at genworth.com.

For important information regarding the use of non- GAAP and selected operating performance measures, see the Appendix.

Unless otherwise noted, all references in this presentation to net income (loss), net income (loss) per share, adjusted operatin g income (loss) and adjusted

operating income (loss) per share should be read as net income (loss) available to Genworth’s common stockholders, net income (loss) available to Genworth’s

common stockholders per diluted share, adjusted operating income (loss) available to Genworth’s common stockholders and adjus tedoperating income (loss)

available to Genworth’s common stockholders per diluted share, respectively .Cautionary Note Regarding Forward- Looking Statements

1 U.S. Generally Accepted Accounting PrinciplesKey Themes For The 4thQuarter Of 2020