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11 August 1, 2022Second Quarter 2022 Earnings Summary
August 1, 2022Second
Earnings Summary22Cautionary note regarding forward -looking statements
This pres entation contains certain “forward- look ing s tatements ” within the meaning of the United States Private Securities Litigation Reform Act of 1995. Forward- look ing s tatements may be identified by words s uch as “expects ,” “intends ,”
“anticipates ,” “plans ,” “believes ,” “s eek s ,” “es timates ,” “will” or words of s imilar meaning and include, but are not limited to, s tatements regarding the outlook for the company’s future bus ines s and financial performance. Examples of forward-
look ing s tatements include s tatements the company mak es relating to future reductions of debt, potential dividends or s hare r epurchas es , future Enact Holdings , Inc. (Enact Holdings ) quarterly and s pecial dividends , the cumulative amount of
rate action benefits required for the company’s long- term care ins urance bus ines s to achieve break -even, future financial perfor mance of the company’s bus ines s es , liquidity, and future s trategic inves tments , including new products and
s ervices des igned to as s is t individuals with navigating and financing long- term care, and potential third- party relations hips or bus ines s arrangements relating thereto, as well as s tatements the company mak es regarding the potential impacts
of the coronavirus pandemic (COVID -19). Forward- look ing s tatements are bas ed on management’s current expectations and as s umptions , which are s ubject to inherent uncertainties , ris k s and changes in circums tances that are difficult to
predict. Actual outcomes and res ults may differ materially from thos e in the forward- look ing s tatements due to global political , economic, bus ines s , competitive, mark et, regulatory and other factors and ris k s , including thos e dis cus s ed at the
end of this pres entation, as well as in the ris k factor s ection of Genworth’s Annual Report on Form 10- K, filed with the United States Securities and Exchange Commis s ion (SEC) on February 28, 2022. Genworth undertak es no obligation to
publicly update any forward- look ing s tatement, whether as a res ult of new information, future developments or otherwis e. For inf ormation regarding forward- look ing s tatements , s ee the Appendix.
Non-GAAP1 and other items
All financial res ults are as of June 30, 2022 unles s otherwis e noted. For additional information, pleas e s ee Genworth’s s econd quarter 2022 earnings releas e and financial su pplement pos ted at genworth.com.
For important information regarding the us e of non- GAAP and s elected operating performance meas ures , s ee the Appendix.
Unles s otherwis e noted, all references in this pres entation to net income (los s ), net income (los s ) per s hare, adjus ted operatin g income (los s ) and adjus ted operating income (los s ) per s hare s hould be read as net income (los s ) available to
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