Genworth Financial Investor Presentation — July 2024

Document content

July 31, 20242Q Investor

Cautionary Note Regarding Forward -Looking Statements

This presentation contains certain "forward -looking statements" within the meaning of the Private Securities Litigation Reform A ct of 1995. Forward -looking statements may be identified by words such as "expects," "intends,"

"anticipates," "plans," "believes," "seeks," "estimates," "will" or words of similar meaning and include, but are not limited to, statements regarding the outlook for the company's future business and financial performance.

Examples of forward -looking statements include statements the company makes relating to potential dividends or share repurchases ; future return of capital by Enact Holdings, Inc. (Enact Holdings), including share

repurchases, and quarterly and special dividends; the cumulative economic benefit of approved and future rate actions contemp lated in the company’s long -term care insurance multi -year in -force rate action plan; future financial

performance, including the expectation that adverse quarterly variances between actual and expected experience could persist resulting in future remeasurement losses in the company’s long -term care insurance business;

future financial condition of the company’s businesses; liquidity and new lines of business or new products and services, such as those the co mpany is pursuing with its CareScout business (CareScout); as well as statements

the company makes regarding the potential occurrence of a recession. Forward -looking statements are based on management’s curren t expectations and assumptions, which are subject to inherent uncertainties, risks and

changes in circumstances that are difficult to predict. Actual outcomes and results may differ materially from those in the f orward-looking statements due to global political, economic, inflation, business, competitive, market,

regulatory and other factors and risks, including those discussed at the end of this presentation, as well as in the risk fac torsection of Genworth’s Annual Report on Form 10 -K, filed with the United States Securities and

Exchange Commission (SEC) on February 29, 2024. Genworth undertakes no obligation to publicly update any forward -looking stateme nt, whether as a result of new information, future developments or otherwise. For

information regarding forward -looking statements, see the Appendix.

Non-GAAP and Other Items

All financial results are as of June 30, 2024 unless otherwise noted. For additional information, please see Genworth’s secon d quarter 2024 earnings release posted at investor.genworth.com. For important information regarding

the use of financial measures not based on U.S. Generally Accepted Accounting Principles (GAAP), see use of non -GAAP measures in the Appendix.