Genworth Financial Investor Presentation — November 2021

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©2021 Genworth Financial, Inc. All rights reserved.

Company Confidential ©2021 Genworth Financial, Inc. All rights reserved. 1 Genworth 3Q21 Earnings Presentation –November 3, 2021This presentation contains certain “forward -looking statements” within the meaning of the United States Private Securities Litig ation Reform Act of 1995.

Forward -looking statements may be identified by words such as “expects,” “intends,” “anticipates,” “plans,” “believes,” “seeks,” “estimates,” “will” or words of

similar meaning and include, but are not limited to, statements regarding the outlook for future business and financial perfo rmance. Examples of forward -looking

statements include statements the company makes relating to future reductions of debt, potential dividends or share repurchas es,and future strategic

investments, including a new long term care insurance joint venture, as well as statements the company makes regarding the po tential impacts of the COVID -19

pandemic. Forward -looking statements are based on management’s current expectations and assumptions, which are subject to inherent uncerta inties, risks and

changes in circumstances that are difficult to predict. Actual outcomes and results may differ materially from those in the forward -looking statements due to

global political, economic, business, competitive, market, regulatory and other factors and risks, including those discussed at the end of this presentation, as well

as in the risk factor section of Genworth’s Annual Report on Form 10 -K, filed with the United States Securities and Exchange Com mission (SEC) on February

26, 2021. Genworth undertakes no obligation to publicly update any forward -looking statement, whether as a result of new informa tion, future developments or

otherwise. For information regarding forward -looking statements, see the Appendix.

Non-GAAP1and Other Items

All financial results are as of September 30, 2021 unless otherwise noted. For additional information, please see Genworth’s third quarter 2021 earnings release

and financial supplement posted at genworth.com.

For important information regarding the use of non -GAAP and selected operating performance measures, see the Appendix.

Unless otherwise noted, all references in this presentation to net income (loss), net income (loss) per share, adjusted opera ting income (loss) and adjusted

operating income (loss) per share should be read as net income (loss) available to Genworth’s common stockholders, net income (loss) available to Genworth’s

common stockholders per diluted share, adjusted operating income (loss) available to Genworth’s common stockholders and adjus tedoperating income (loss)