Webster Financial Corporation Investor Presentation — September 2017

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©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

September 7, 2017 Baird’s 2017 Global Healthcare Conference 2

©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

Chad Wilkins Greg Madar

President Chief Financial Officer

Baird’s 2017 Global Healthcare Conference

©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

The Best of Both Worlds

Assets $26.2 billion

Loans $17.3 billion

Deposits $20.5 billion

Market Cap $4.2 billion

Strong, growing, high performing regional bank Profile

Deposits $4.8 billion

Accountholders 2.4 million

Full realization of HSA deposit economics as an end-to-end single solution provider

Profile data as of June 30, 2017; market cap data as of September 5, 2017

The leading bank administrator of health savings accounts 4

©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

4 HSA Bank – Our Motivation

We inspire every individual to ‘ own your health’

by making it easy to access, understand, and

manage healthcare costs

We empower individuals and their families to

make the most of every healthcare dollar 5

©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

A Comprehensive Set of Financial Health Solutions

©2017 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC. |

6 Key Product Differentiators (Consumers)

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